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We want you to know the score!

Union Plus wants to help SEIU members demystify the world of credit -- and help you understand how lenders determine the interest rates and credit limits they offer you. That's why with a special 15% union discount through myFICO®, we're pleased to offer your FICO score and personalized score explanation.

A FICO score is a snapshot of your credit risk picture at a particular point in time. The higher your score, the lower the risk to lenders. Fair, Isaac and Company develops the mathematical formulas used to produce FICO scores.

Why should you know your credit score? Because lenders do. Banks and other lenders check your FICO score when you apply for, and use credit. Knowing your score puts you one step ahead when you apply for a mortgage, loan or other credit.

Score & Save

With the Union Plus discount, you save 15% -- so instead of paying $12.95, you can access your FICO score for $11.00.

Why turn to myFICO.com?

  • It offers tips on raising your FICO score to help improve your chances of qualifying for lower interest rates on your home and auto loans.
  • You can learn what interest rates to expect in your state for your FICO score, and use the FICO Savings Calculator to see how much you could save on monthly loan payments by improving your FICO score!

myFICO.com is brought to you by Fair, Isaac & Company, the leader in credit scoring and the inventor of the FICO score - the score lenders use.

 

Consumer Corner
Credit Scoring Facts and Fallacies

FALLACY: A poor credit score will haunt me forever.

FACT: Just the opposite is true. A score is a "snapshot" of your credit risk at a particular point in time. It changes as new information is added to your bank and credit bureau files.


GET YOUR FICO SCORE

Click here to get your FICO score and credit report for $11.00 -- a 15% union discount.

 
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